Financial advisory in Uppsala — that looks ahead.

Decision support for liquidity, budgets, tax and growth — like having your own finance director, at a small-business price. In your language.

A sounding board when decisions actually matter.

Personal advice for you when your business faces important decisions. We help you with questions about starting a company, tax, finances and company structure, to build a stable foundation for the future and give you a better platform to grow your business.

Cash-flow forecastSee your cash flow 12 months ahead — no Friday panics.

Budget & follow-upA budget you actually use, with variances explained every month.

Salary vs dividendThe 3:12 rules (Sweden's dividend rules for closely held companies) calculated for your situation — in kronor.

InvestmentsWork out (or rule out) the machine, the hire, the premises.

Company formationFrom registration to your first salary — fixed price.

ConversionThinking about converting? We support you all the way.

Advice with full transparency.

We offer independent guidance based on what benefits your business. You always know the cost in advance — and basic advice is included for our ongoing clients.

From idea to registered company.

Registration with Bolagsverket (the Swedish Companies Registration Office), articles of association and share register, choosing your financial year (it affects more than you'd think), F-skatt and VAT — and payroll planning from day one, so you draw the right pay from the start. The minimum share capital is 25 000 kr. The whole process step by step.

Common questions.

What's included in financial advisory?

Cash-flow forecasts, budgeting and follow-up, a sounding board for investment decisions, tax planning and company formation. For ongoing clients, basic advice is included in the monthly package.

Can SeClaro help me start a limited company (AB)?

Yes — all the way from registration to your first payroll run, at a fixed price per start-up.

Why can a profitable company run out of money?

Profit and liquidity are different things — a 60-day customer invoice doesn't help when payroll is due on Friday. That's exactly what a cash-flow forecast solves.

Does SeClaro offer advice in languages other than Swedish?

Yes — advice in Swedish, English, Spanish and Russian. Financial decisions require precision, and you should be able to reason in the language you think in.

How does SeClaro make sure I always have full control over my finances during our work together?

SeClaro ensures full control through clear processes, transparent reporting and continuous insight into every financial flow. You get regular updates, proactive advice and tools that let you always know exactly how your business is doing.

Ready to hand over your finances?

Book a free call — we reply within one business day with a fixed-price proposal, no strings attached.

Book a free call